Terms and Conditions

1. Agreement Acceptance and Corporate Identity

These Terms and Conditions (“Agreement”) strictly govern the terms of use of the nomiagr.com website and the subscription purchase/management mechanism. The Agreement is established between B.N. CONSULTING SINGLE MEMBER PRIVATE COMPANY (trading as B.N. CONSULTING M.I.K.E.), hereafter referred to as the “Company,” and any individual or legal entity accessing the website or purchasing a subscription (the “Client” or “User”).

Company Regulatory Identifiers:

  • Official Name: B.N. CONSULTING SINGLE MEMBER PRIVATE COMPANY
  • G.E.MH. (General Commercial Registry): 164325503000
  • Tax ID (AFM): 801840130
  • Registered Office: Makedonias 32, Iraklio 141 21, Attica, Greece

Please note that the administrative operation of the platform is conducted in collaboration with our affiliate company, en-taxis, to ensure the highest standards of regulatory compliance.

By browsing the Site or initiating a subscription, you provide full, unconditional, and irrevocable acceptance of these terms. If you do not agree, you are instructed to immediately cease using the Site.

2. Platform Purpose and Separate Service Agreement

This Website has a purely informational character and operates as a digital facilitation hub, allowing users to be informed, initiate, and manage their subscription to the provided services via secure external links.

Important Clarification: These terms do not cover the scope, conditions, and technical details of the professional accounting or tax services undertaken by the Company. The content of the provided services, the responsibilities of the parties, and the regulatory obligations will be the exclusive subject of a separate, specific Service Agreement, which will be agreed upon between the Company and the Client following the initiation of their subscription.

3. Subscription Mechanism and Financial Framework

The registration and billing process through the platform is governed by the following framework:

  • Payment Processing: All transactions are securely managed via the external payment processor Stripe. By subscribing, the Client authorizes recurring charges (e.g., monthly or annually) according to the selected plan.
  • Account Management: Subscriptions renew automatically. The Client bears sole responsibility for managing their account, updating card details, and canceling the subscription via the STRIPE CUSTOMER PORTAL.
  • Invoicing and VAT: All listed prices are inclusive of 24% VAT. The Company will issue the official Service Receipt (APY) electronically, which will be sent to the Client’s email within 24 hours of a successful transaction, in accordance with Greek Law 2859/2000.
  • Failed Payments: If a charge fails, the Company reserves the right to suspend access to the platform and the related subscription benefits until the balance is settled.

4. Cancellation and Refund Policy

  • Cancellation: The Client may cancel their subscription at any time via the Stripe portal. The cancellation takes effect at the end of the current paid billing cycle.
  • No Refunds: No refunds (full or pro-rated) are provided for subscriptions canceled mid-cycle, as access to the digital infrastructure is provided immediately.
  • Right of Withdrawal: By activating the subscription, the Client requests immediate access to the platform’s features. Consequently, the Client acknowledges that they consent to the immediate execution of the terms of use and waive their 14-day right of withdrawal, in accordance with EU legislation (Directive 2011/83/EU).

5. Client Data Accuracy

The Client is obligated to provide true, accurate, and up-to-date contact and billing information during registration. The Company bears no responsibility for communication failures, inability to issue invoices, or delays caused by incorrect details entered by the User.

6. Intellectual Property and Artificial Intelligence Disclosure

The content of the Site (design, software, texts, logos) is protected under Greek Law 2121/1993. Reproduction or commercial use without written permission is strictly prohibited. In accordance with the European Artificial Intelligence Act (AI Act), the Company discloses that certain visual elements of the Site may have been generated using Artificial Intelligence. The Company retains full commercial usage rights for these elements within the context of the nomiagr.com platform.

7. Limitation of Liability for Website Operation

The Site and its functions are provided “as is.” The Company does not guarantee the uninterrupted or error-free operation of the platform. The Company is not liable for any damages (direct or indirect) arising from the inability to access the Site, technical issues of third-party providers (e.g., Stripe, hosting), or force majeure events.

8. External Links

The Site may contain links to third-party websites. The Company does not control and is not responsible for the content, privacy policies, or security of these websites.

9. Data Protection (GDPR)

The management of your personal data (account details, browsing data) is conducted in full compliance with the GDPR (EU 2016/679) and Greek Law 4624/2019. For full details, please read our Privacy Policy. Payment data is exclusively managed by Stripe (see the Stripe Privacy Center).

10. Modification of Terms

The Company reserves the right to modify these website and subscription terms. Continued use of the Site following any changes constitutes acceptance of those changes.

11. Governing Law and Jurisdiction

These terms are governed by Greek Law. Any dispute arising regarding the use of the Site or the purchase of subscriptions through it shall be subject to the exclusive jurisdiction of the Courts of Athens, Greece.

12. Contact Information

For inquiries regarding the Site or your subscriptions: